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J. Donovan
Idaho Falls
agent Archive
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Grandmothered plans and the HIX experience
Posted on December 13, 2013 | No CommentsUpdate on keeping your old policy The Idaho Dept. of Insurance just issued guidance to carriers regarding “grandmothered” plans – the option to extend 2013 plans beyond normal renewal in 2014.... -
Update and Gotcha’s!
Posted on November 1, 2013 | No CommentsHIX Update Since June I cautioned that the HIX would have glitches the first month, so wait until November. This is a case where I do not relish being right.... -
HCR & Health Insurance Exchange Quick Answers
Posted on September 11, 2013 | 2 CommentsBelow are more Q&A on HCR. Please be sure to read my Plain Language Disclaimers. Small Business Owners Thou shalt officially notify employees of the Health Insurance Exchange – Regardless... -
Introduction to Idaho’s Health Insurance Exchange
Posted on July 27, 2013 | No CommentsThis is the first of periodic updates to help make practical sense of Health Care Reform and the upcoming Health Insurance Exchange (HIX) in the State of Idaho — what... -
URGENT: Local vs. Federal Control on the Line!
Posted on January 30, 2012 | No CommentsWhich do you prefer in general? Local or distant bureaucratic control? The Idaho legislature is taking a disappointing turn regarding the establishment of an Idaho health insurance exchange, apparently in... -
Your 2012 Coverage – Applying Now Makes Sense
Posted on November 5, 2011 | No CommentsAs the holidays ramp up, many people put off planning for 2012 – thinking, “I’ll get to it in January.” If that describes you, then re-think that one. Today would... -
Assume nothing with dependent maternity coverage
Posted on August 27, 2011 | No CommentsHealth care (make that insurance) reform required that dependents be eligible on their parent’s health insurance policies until they turn age 26. But wait! Does that mean dependents have the... -
Open Enrollment & Dependent Coverage
Posted on August 8, 2011 | No CommentsIt’s open enrollment season, and many employees overlook what can be a steep cost to cover dependents on their group health plan. Unless you KNOW you want to pay for... -
Maternity update
Posted on July 13, 2011 | No CommentsAlthough there is no such thing as maternity insurance per se, there are supplemental hospital policies that include hospitalization due to childbirth as a covered benefit – but the policy... -
More than funny
Posted on July 10, 2011 | No CommentsTrifecta, hat trick, triple play: No matter what you call it, Aflac has achieved a rare honor by being named to Fortune magazine’s Fortune 500, 100 Best Companies to Work...