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J. Donovan
Idaho Falls
disability Archive
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Cost or Value – Your Call
Posted on March 1, 2011 | No CommentsA quick, uneducated decision can be a costly decision. Investing a few more minutes to understand a product or service allows for making a valuable decision. This issue comes up frequently with supplemental benefits, where employees are either hurried by enrollment conditions, or simply don’t take the time to understand their options. -
Medical Loss Ratios are Unhealthy for Consumers
Posted on November 23, 2010 | 1 CommentCan you, the consumer, save money if you bypass an agent and purchase health insurance online from the carrier’s site? No. The premiums are the same. And it could cost you dearly if you don’t really know what you are getting. Yet health insurance is becoming a loss leader to agents for developing a trusting relationship to fill other insurance needs. -
Is Disability Income in Your Wallet?
Posted on May 13, 2010 | 1 CommentWe’ve all seen the commercials – “What’s in your wallet?” Well, no matter what bank you use for your credit cards, if you don’t insure your income and then become...