disability insurance Archive

  • A quick, uneducated decision can be a costly decision. Investing a few more minutes to understand a product or service allows for making a valuable decision. This issue comes up frequently with supplemental benefits, where employees are either hurried by enrollment conditions, or simply don’t take the time to understand their options.

    Cost or Value – Your Call

    Posted on March 1, 2011 | No Comments
    A quick, uneducated decision can be a costly decision. Investing a few more minutes to understand a product or service allows for making a valuable decision. This issue comes up frequently with supplemental benefits, where employees are either hurried by enrollment conditions, or simply don’t take the time to understand their options.

    Continue Reading...

  • Can you, the consumer, save money if you bypass an agent and purchase health insurance online from the carrier’s site? No. The premiums are the same. And it could cost you dearly if you don’t really know what you are getting. Yet health insurance is becoming a loss leader to agents for developing a trusting relationship to fill other insurance needs.

    Medical Loss Ratios are Unhealthy for Consumers

    Posted on November 23, 2010 | 1 Comment
    Can you, the consumer, save money if you bypass an agent and purchase health insurance online from the carrier’s site? No. The premiums are the same. And it could cost you dearly if you don’t really know what you are getting. Yet health insurance is becoming a loss leader to agents for developing a trusting relationship to fill other insurance needs.

    Continue Reading...

  • He gave ambiguous answers to questions so we couldn't replace our ignorance with knowledge and facts; that way he could find more ways to charge us. Because we lived in other states, he saw no future business in us so he figured he could at least milk us for

    Finding a Straight Shooter

    Posted on June 14, 2010 | No Comments
    He gave ambiguous answers to questions so we couldn't replace our ignorance with knowledge and facts; that way he could find more ways to charge us. Because we lived in other states, he saw no future business in us so he figured he could at least milk us for "trivial" actions.

    Continue Reading...

  • We’ve all seen the commercials – “What’s in your wallet?” Well, no matter what bank you use for your credit cards, if you don’t insure your income and then become...

    Is Disability Income in Your Wallet?

    Posted on May 13, 2010 | 1 Comment
    We’ve all seen the commercials – “What’s in your wallet?” Well, no matter what bank you use for your credit cards, if you don’t insure your income and then become...

    Continue Reading...