group insurance Archive
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Update and Gotcha’s!
Posted on November 1, 2013 | No CommentsHIX Update Since June I cautioned that the HIX would have glitches the first month, so wait until November. This is a case where I do not relish being right.... -
HCR & Health Insurance Exchange Quick Answers
Posted on September 11, 2013 | 2 CommentsBelow are more Q&A on HCR. Please be sure to read my Plain Language Disclaimers. Small Business Owners Thou shalt officially notify employees of the Health Insurance Exchange – Regardless... -
Introduction to Idaho’s Health Insurance Exchange
Posted on July 27, 2013 | No CommentsThis is the first of periodic updates to help make practical sense of Health Care Reform and the upcoming Health Insurance Exchange (HIX) in the State of Idaho — what... -
Plain Language Disclaimers regarding PPACA Commentary
Posted on July 27, 2013 | 1 CommentPlain Language Disclaimers – Read at least once: The Patient Protection and Affordable Care Act (PPACA) is massive legislation creating a seismic shift in obligations and the flow of money... -
Assume nothing with dependent maternity coverage
Posted on August 27, 2011 | No CommentsHealth care (make that insurance) reform required that dependents be eligible on their parent’s health insurance policies until they turn age 26. But wait! Does that mean dependents have the... -
Open Enrollment & Dependent Coverage
Posted on August 8, 2011 | No CommentsIt’s open enrollment season, and many employees overlook what can be a steep cost to cover dependents on their group health plan. Unless you KNOW you want to pay for... -
Cost or Value – Your Call
Posted on March 1, 2011 | No CommentsA quick, uneducated decision can be a costly decision. Investing a few more minutes to understand a product or service allows for making a valuable decision. This issue comes up frequently with supplemental benefits, where employees are either hurried by enrollment conditions, or simply don’t take the time to understand their options. -
Finding a Straight Shooter
Posted on June 14, 2010 | No CommentsHe gave ambiguous answers to questions so we couldn't replace our ignorance with knowledge and facts; that way he could find more ways to charge us. Because we lived in other states, he saw no future business in us so he figured he could at least milk us for "trivial" actions.
