medical loss ratio Archive

  • Can you, the consumer, save money if you bypass an agent and purchase health insurance online from the carrier’s site? No. The premiums are the same. And it could cost you dearly if you don’t really know what you are getting. Yet health insurance is becoming a loss leader to agents for developing a trusting relationship to fill other insurance needs.

    Medical Loss Ratios are Unhealthy for Consumers

    Posted on November 23, 2010 | 1 Comment
    Can you, the consumer, save money if you bypass an agent and purchase health insurance online from the carrier’s site? No. The premiums are the same. And it could cost you dearly if you don’t really know what you are getting. Yet health insurance is becoming a loss leader to agents for developing a trusting relationship to fill other insurance needs.

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