PPACA Archive
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Grandmothered plans and the HIX experience
Posted on December 13, 2013 | No CommentsUpdate on keeping your old policy The Idaho Dept. of Insurance just issued guidance to carriers regarding “grandmothered” plans – the option to extend 2013 plans beyond normal renewal in 2014.... -
Update and Gotcha’s!
Posted on November 1, 2013 | No CommentsHIX Update Since June I cautioned that the HIX would have glitches the first month, so wait until November. This is a case where I do not relish being right.... -
Should You Start a New Policy January 1, 2014?
Posted on October 8, 2013 | No CommentsIf you don’t want to read beyond this first sentence, then get a new policy effective January 1, 2014. These new PPACA compliant plans are referred to as Qualified Health... -
HCR & Health Insurance Exchange Quick Answers
Posted on September 11, 2013 | 2 CommentsBelow are more Q&A on HCR. Please be sure to read my Plain Language Disclaimers. Small Business Owners Thou shalt officially notify employees of the Health Insurance Exchange – Regardless... -
Introduction to Idaho’s Health Insurance Exchange
Posted on July 27, 2013 | No CommentsThis is the first of periodic updates to help make practical sense of Health Care Reform and the upcoming Health Insurance Exchange (HIX) in the State of Idaho — what... -
Plain Language Disclaimers regarding PPACA Commentary
Posted on July 27, 2013 | 1 CommentPlain Language Disclaimers – Read at least once: The Patient Protection and Affordable Care Act (PPACA) is massive legislation creating a seismic shift in obligations and the flow of money... -
URGENT: Local vs. Federal Control on the Line!
Posted on January 30, 2012 | No CommentsWhich do you prefer in general? Local or distant bureaucratic control? The Idaho legislature is taking a disappointing turn regarding the establishment of an Idaho health insurance exchange, apparently in... -
Medical Loss Ratios are Unhealthy for Consumers
Posted on November 23, 2010 | 1 CommentCan you, the consumer, save money if you bypass an agent and purchase health insurance online from the carrier’s site? No. The premiums are the same. And it could cost you dearly if you don’t really know what you are getting. Yet health insurance is becoming a loss leader to agents for developing a trusting relationship to fill other insurance needs.
