We’re asked this a lot.
On one hand, the government’s takeover of the free market health insurance will make passive health insurance agents even more useless than they are now. You know, the ones who simply say, “Here’s what most people get, fill in and sign here.” That’s the kind of lackadaisical service that prompts people to apply online without consulting a professional – often with sad consequences!
On the other hand, for professionals who truly work for the best interests of their clients, Obamacare, however it unfolds, will increase the need for the services of competent health insurance agents. How? Many ways, but for now let’s briefly look at Medicare – that lofty foundation (laid on sinking sand) upon which much of Obamacare is being built. The rollout of Medicare decades ago created the need for – you guessed it – Medicare Supplements! Make no mistake – the heavy hand of government will control costs by controlling services (at least to a significant degree). Controlling might be more accurately called Limiting. People who don’t want to be limited will demand something more than standard government fare. People will want something better, faster, in addition to, on top of – “good enough for government work.” Remember, anonymity breeds mediocrity. Hence the mediocre service, if that, of most government agencies. Ever find yourself impressed when a government agency performs almost on par with the private sector? Me too!
If your last encounter with a health insurance agent left you disappointed, find another with references. If you think the government will simplify health insurance so that you won’t need a pro, think again.
Right on!
This has made my day. I wish all postngis were this good.
if your child loses something valuable, can you file a claim for it under home contents insurance?
I recently got my claim denied from the insurance company that covers the man who hit my vehicle. I filed a claim today with my insurance company and they determined that the man was, indeed, at fault. My claim adjuster said that the next step was for the insurance companies to battle it out. I was just wondering what happens when 2 insurance companies battle it out and what happens afterwards..
That is a question for someone who has the proper license in your jurisdiction. Generally, that is a property & casualty question, for which I am not licensed. Interesting question, though!
That is a question for someone who has the proper license in your jurisdiction. On the insurance side, that is a property & casualty question, for which I am not licensed. My two cents would be to caution that your insurance company might be more interested in protecting its own interests than your interests. Perhaps consider a legal consultation, as well. Initial consultations are often gratis.